From
£77.88/year
Same as
Surewise
Underwriter
Surewise (Sure Wise Ltd)
4.5/5 (153)
Reviewed by Karen Purnell, Editor · Last checked 11 September 2026
Blue Badge Mobility Insurance is a trading name of Sure Wise Limited (FCA firm reference 618327) — the same company behind Surewise — offering carers and personal assistant cover under a dedicated brand. Blue Badge's own site says quotes for its carers products are handled in partnership with Surewise.
Is Blue Badge carers insurance any good?
Blue Badge holds 4.5 out of 5 on Google Reviews from 153 reviews — a solid, well-established score. (Its Trustpilot page shows a lower figure, but from only 9 reviews, so we'd weigh Google's larger sample more heavily here.) Because Blue Badge and Surewise are the same company with the same underwriter, it's also worth comparing this against Surewise's own consistently “Excellent” (4.9/5) Trustpilot score before deciding which brand to buy under.
How much does Blue Badge carers insurance cost?
Blue Badge advertises carers cover (not verified) from around £77.88 a year, though its own site doesn't publish a fixed headline price — you get a quote through the same journey Surewise uses. That makes it worth quoting both brands before buying, since they share an underwriter and claims handling.
What does Blue Badge cover?
Blue Badge's carers policy includes:
- Public liability up to £5 million for injury or damage to property
- Errors or omissions while providing care, including administering medication
- Up to 90 days' cover for care provision while the client is on holiday
- Legal expenses for liability claims
- Personal accident cover up to £10,000
Exclusions include dangerous sports and pastimes, injuries while driving clients, loss of earnings, care recipients who aren't UK residents, and professional services beyond the activities the policy defines.
Blue Badge pros and cons
Pros
- £5m public liability with a generous 90-day holiday-cover allowance
- Covers errors or omissions while administering medication
- Backed by the same underwriter and claims team as Surewise
- No charge for policy changes, per Blue Badge's own marketing
Cons
- Trustpilot score is mixed, though based on a very small number of reviews there compared to Google
- No fixed headline price published — you need to run a quote to compare
- Since it's the same company as Surewise, there's no independent second opinion to be gained by getting quotes from both
Our verdict on Blue Badge
Blue Badge's carers cover looks solid on paper — £5m public liability, medication error cover, and a long holiday-cover allowance — backed by a strong 4.5/5 score from 153 Google reviews. Because it's a Surewise brand sharing the same underwriter and claims handling, it's still worth getting a quote from Surewise itself too before deciding between the two.
Pricing and review scores correct at time of writing (September 2026) and sourced from Blue Badge's own website, Google Reviews and Trustpilot. Policy terms and prices are set by Sure Wise Limited and may change — always check current details directly with the provider before buying.