From
£16.50/year
Excess
None
Underwriter
SAGIC
Same as
Surewise
Reviewed by Karen Purnell, Editor · Last checked 20 July 2026
Cover4Storage is a trading name of Sure Wise Limited (FCA firm reference 618327) — the same company behind Surewise — offering self storage cover under a dedicated brand. As with Surewise, policies are underwritten by SAGIC, the Salvation Army's insurer, and claims are handled by Sure Wise Ltd.
Is Cover4Storage storage insurance any good?
Because Cover4Storage and Surewise are the same company with the same underwriter, the proposition is near-identical: no-excess cover, instant certificates and SAGIC backing. Reviews largely funnel to the Surewise brand, so judge it on Surewise's strong wider reputation rather than a separate score.
How much does Cover4Storage storage insurance cost?
Cover starts from £16.50 a year with no excess and no hidden fees, and Cover4Storage says this can be up to around 70% cheaper than a storage facility's own cover.
What does Cover4Storage cover?
- Fire, theft, flood, storm and escape of water
- Personal and business contents
- No excess and no admin fees
- Instant cover certificate
- Facilities in England, Wales or Scotland
Cover4Storage pros and cons
Pros
- No excess and no fees
- SAGIC underwriting (Salvation Army's insurer)
- Instant certificate for facility proof
Cons
- Effectively the same product as Surewise — compare the two on price
- Facility must be purpose-built with CCTV and fire alarms
- No accidental damage; UK facilities only
Our verdict on Cover4Storage
A dedicated storage brand from the team behind Surewise, with an essentially identical no-excess proposition. Worth a quick price check against Surewise itself, since the two share ownership and underwriting.
Pricing, cover and review scores correct at time of writing (July 2026) and sourced from Cover4Storage's own website and Trustpilot. Terms and prices are set by the provider and may change — always check current details directly before buying.