Featured Companies · Mobility Insurance

ETA Mobility Scooter Insurance Review

The ETA is an ethical, not-for-profit-linked alternative to the AA and RAC. Its mobility scooter policy bundles breakdown recovery in as standard — here's the full picture.

ETA Mobility logo

From

£65/year

Trustpilot

4.8/5

Type

Ethical / not-for-profit

Founded

1990

Reviewed by Karen Purnell, Editor · Last checked 2 July 2026

The ETA (Environmental Transport Association) was founded in 1990 as an ethical alternative to the AA and RAC, donating from every policy sold to the ETA Trust charity and holding an ethical rating from the Good Shopping Guide. It's FCA-authorised (firm reference 313965).

Is ETA mobility scooter insurance any good?

ETA holds an "Excellent" Trustpilot rating of around 4.8/5 from roughly 1,860 reviews — one of the strongest scores among the providers we compare. Its ethical positioning is also a genuine differentiator for buyers who'd rather not insure with a mainstream motoring organisation.

How much does ETA mobility scooter insurance cost?

Cover starts from £65 a year for scooters valued up to £3,500, which includes theft and accidental damage cover up to £10,000 — a notably higher claims limit than several competitors offer at a similar price. A couples discount is available where two people at the same address each insure a scooter.

What does ETA cover?

  • Theft and accidental damage cover up to £10,000
  • Breakdown recovery included as standard, up to 25 miles
  • £2 million personal liability cover
  • £20,000 personal accident cover

ETA pros and cons

Pros

  • Breakdown recovery included as standard, not an optional extra
  • High £10,000 theft & damage limit
  • Ethical, not-for-profit-linked provider with a strong Trustpilot score
  • Couples discount available

Cons

  • No cover if the scooter is left unattended in public for over an hour (12 hours if securely locked)
  • Personal accident cover excluded outside Europe; breakdown and liability cover excluded outside Britain
  • Policyholders must be 18 or over

Our verdict on ETA

ETA stands out for bundling breakdown recovery into its standard price rather than charging extra for it — a genuine practical advantage if your scooter breaks down away from home. Combined with a strong Trustpilot score and an ethical underwriting model, it's a solid choice for UK-only use.

Pricing and review scores correct at time of writing (July 2026) and sourced from ETA's own website and Trustpilot. Policy terms and prices are set by ETA and may change — always check current details directly with the provider before buying.

See how ETA compares

Check ETA against five other UK mobility scooter insurers side by side.

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