Pricing
Bespoke quotes
Trustpilot
4.6/5 (group)
Underwriter
Hiscox
Scheme running
25+ years
Reviewed by Karen Purnell, Editor · Last checked 2 July 2026
Arthur J. Gallagher & Co. (Gallagher) is one of the world's largest insurance brokers, with a long-established UK presence. It has run its dedicated Golfers Policy scheme for over 25 years, acting as broker rather than insurer — the policy itself is underwritten by Hiscox.
Is the Gallagher Golfers Policy any good?
There's no golf-specific independent review score available, but Gallagher's UK Trustpilot presence overall sits at 4.6/5 from around 8,000 reviews (72% five-star). That reflects the broader Gallagher brokerage, not this scheme specifically, so treat it as a general indicator of the company's reputation rather than a verdict on the golf policy itself.
How much does the Gallagher Golfers Policy cost?
Unlike most competitors, Gallagher doesn't publish a fixed headline price — cover is quoted individually based on your equipment value, cover level and travel needs. Expect to go through a quote request rather than an instant online price.
What does the Gallagher Golfers Policy cover?
- Worldwide cover as standard, not an optional extra
- New-for-old equipment cover for the lifetime of the policy
- Non-negligent third-party property damage cover up to £25,000 — pays out without needing to prove fault
- £5 million personal liability, with the option to add family members to one policy
- Club membership fee protection if you're made redundant
Gallagher pros and cons
Pros
- Worldwide cover included as standard — no add-on needed for overseas golf trips
- Non-negligent property damage cover up to £25,000 is unusually generous
- Backed by Hiscox, a well-regarded specialist underwriter
- Family members can be added to a single policy
Cons
- No fixed online price — you need to request a quote to compare cost
- No golf-specific review score; group-level Trustpilot rating isn't a direct proxy
- Equipment must be in a locked, alarmed vehicle to stay covered
- Professional golfers can't get liability cover for their professional activity via this policy
Our verdict on Gallagher
The Gallagher Golfers Policy suits players who travel abroad regularly and want comprehensive, worldwide cover from a major broker without shopping around each trip. The trade-off is you can't compare an instant price against other providers — you'll need to request a quote first.
Details correct at time of writing (July 2026) and sourced from Gallagher's own website and Trustpilot. Policy terms and pricing are set by Gallagher/Hiscox and may change — always check current details directly with the provider before buying.