From
£28.05/year
Trustpilot
4.7/5
Underwriter
Aviva
Trading as
Ripe Insurance
Reviewed by Karen Purnell, Editor · Last checked 2 July 2026
Golf Care is a trading name of Ripe Insurance Services Limited (FCA-authorised, firm reference 313411), which markets itself as the UK's largest golf insurance specialist. Policies are underwritten by Aviva Insurance Limited, one of the UK's biggest general insurers.
Is Golf Care any good?
Golf Care holds a strong Trustpilot score of around 4.7/5, built on several thousand reviews with roughly 80% five-star ratings. It's a well-established, widely-reviewed specialist rather than a niche add-on product.
How much does Golf Care insurance cost?
Cover runs across four tiers — Bronze, Silver, Gold and Platinum — starting from £28.05 a year and rising to around £60.68 for the top tier. £10 million public liability with no excess is included on every tier; what changes between tiers is mainly the equipment cover limit.
What does Golf Care cover?
- £10 million public liability, with no excess to pay on liability claims
- New-for-old equipment cover for clubs up to 3 years old
- Hole-in-one cover reimbursing the clubhouse bar bill, up to £200
- Sign-up extras such as free rounds of golf and golf balls via referral schemes
Golf Care pros and cons
Pros
- £10m liability with no excess, included on every tier
- Underwritten by Aviva — a major, well-known insurer
- Strong, high-volume Trustpilot score
- New-for-old cover on relatively recent equipment
Cons
- £50 excess applies on equipment claims
- Per-article equipment limits are low on entry tiers (£200 Bronze/Silver, £500 Gold, £1,500 Platinum)
- Some Trustpilot complaints about renewal prices rising compared with new-customer quotes
Our verdict on Golf Care
Golf Care is a solid, well-reviewed all-rounder, particularly strong on liability cover. If you're insuring an expensive individual item like a rangefinder or premium driver, check the per-article limit on your chosen tier before buying, and compare your renewal price against a new-customer quote each year.
Pricing and review scores correct at time of writing (July 2026) and sourced from Golf Care's own website and Trustpilot. Policy terms and prices are set by Golf Care/Ripe Insurance and may change — always check current details directly with the provider before buying.