From
£38/year
Trustpilot
4.9/5
Underwriter
SAGIC
Founded
c. 2011
Reviewed by Karen Purnell, Editor · Last checked 2 July 2026
Surewise is a specialist UK insurance intermediary — trading name of Sure Wise Limited — focused on niche products including mobility scooters, carers and home storage. It's FCA-authorised (firm reference 618327) and its mobility scooter policies are underwritten by sagic, the Salvation Army General Insurance Corporation, whose profits support The Salvation Army's charitable work.
Is Surewise mobility scooter insurance any good?
Yes, based on independent review scores: Surewise holds an "Excellent" rating on Trustpilot, sitting at around 4.9/5 across several thousand reviews, and Smart Money People separately rates the mobility scooter product at 4.91/5. That's among the strongest scores of any provider on this comparison.
How much does Surewise mobility scooter insurance cost?
Surewise advertises cover from £3.80 a month, or £38 a year, making it one of the cheapest options we list. There's also a price-match guarantee against comparable cover from a competitor, and no admin or cancellation fees — cancel mid-term and you get a pro-rata refund.
What does Surewise cover?
Surewise's standard mobility scooter policy includes:
- £2 million public liability cover
- Theft, loss and accidental damage
- No excess to pay on claims
- Multiple named riders at no extra cost, with no upper age limit
- 90 days' worldwide holiday cover as standard (excluding the USA and Canada)
An extended warranty add-on is available for scooters between one and four years old, covering electrical and mechanical faults that the core policy excludes.
Surewise pros and cons
Pros
- Very competitive pricing from £38/year
- No excess and no admin/cancellation fees
- Consistently excellent independent review scores
- Underwriter profits support charity (SAGIC/Salvation Army)
Cons
- Batteries, wear and tear, and mechanical/electrical faults excluded from the core policy
- Scooter must be locked or covered overnight for theft cover to apply
- No cover for e-scooters or unlimited scooters capable of over 8mph
- 7-day moratorium applies to new policies (except public liability and personal accident)
Our verdict on Surewise
Surewise is a strong all-round choice for mobility scooter insurance — competitively priced, no-excess, and consistently well-reviewed. It's a sensible starting point when comparing quotes, though check the warranty add-on if your scooter is a few years old, since mechanical and electrical faults aren't covered as standard.
Pricing and review scores correct at time of writing (July 2026) and sourced from Surewise's own website and Trustpilot. Policy terms and prices are set by Surewise and may change — always check current details directly with the provider before buying.