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Frequent storage insurance questions..

What is Storage Insurance?

Storage insurance provides cover for your belongings when stored away from your home or business in self storage. Storage insurance typically covers either personal or business goods, depending on the conditions of the policy you take out. Insurance will provide cover against the risk of incidents that can occur while your belongings are stored at a storage facility; such as natural disasters, theft, vandalism and vermin. In most circumstances, self storage insurance is a mandatory requirement for most UK storage facilities.

Do I need storage insurance?

Storage insurance is a requirement for most reputable self storage facilities, so it’s highly likely that taking out a storage insurance policy is a necessary part of your contract. That aside, storage insurance is a good idea to protect your goods. When stored away from your home or business premises as they are typically not covered by your home or business insurance, leaving the value of your possessions at risk should they be damaged or lost.

What to look for in a storage insurance provider?

The right policy for you will depend on your storage needs, however some good considerations to take into account include:

– Whether you need personal or business (commercial) goods coverage
– If there is an excess, and how much
– If the provider offers both short and long term coverage
– How the prices compare to other providers, buying from a specialist can be a lot cheaper.
– The total value of insured items value

The availability of any insurance product or service referenced on Compear.co.uk or offered by any listed provider is not guaranteed and may change at any time. While we strive for accuracy, product terms, pricing, and coverage details are supplied by third-party insurers and are subject to change without notice. Your ability to qualify for any product is subject to the final determination and underwriting of the individual insurer.